Updated July 2, 2026
Wyoming is one of the smallest Medicare markets in the country, and Plan G premiums around $136 per month reflect what happens when there are few carriers competing for a small pool of enrollees.
FAQs
How much does Medigap Plan G cost in Wyoming?
Plan G premiums in Wyoming run around $136 a month for most new enrollees, though your exact rate depends on your age, sex, tobacco use and the insurer you choose.
What happens if I apply for Medigap in Wyoming after my enrollment window closes?
Outside the 6 month Open Enrollment period, insurers in Wyoming can ask health questions and use medical underwriting, which can mean a higher premium or a denied application.
A thin market with limited choices
In a state with a small Medicare population, fewer insurers bother to file and operate. Less competition typically means less downward pressure on pricing. Wyoming follows the standard federal rules, so the benefits inside every Plan G are identical. But with fewer carriers to quote, your options are limited and the spread between quotes is often narrow. That makes it more important to ask about the carrier's rate history and rating method rather than just comparing the current premium. A carrier using attained-age pricing may start lower but could cost significantly more by the time you are in your mid-70s. Use the Medigap cost calculator to run an estimate by age and review what each plan letter covers before choosing.
Things to Know Before You Enroll in Wyoming
Wyoming does not add to the federal Medigap enrollment rules. Your guaranteed issue right runs for 6 months from the date your Part B coverage begins at age 65. During that window you cannot be turned down or charged more based on health. After it closes, insurers can underwrite new applications. In a small market like Wyoming, that makes the timing of initial enrollment more important, not less. The open enrollment calculator shows your specific window. The Medigap vs Advantage calculator is worth reviewing if you have not settled on a coverage type.