Compare what Medigap Plan G, N, F and high-deductible G cover, side by side, to pick the right Medicare Supplement.
Educational estimate. Premiums vary by insurer, age, location and rating method.
Select a plan to see exactly which Medicare gaps it fills — Part A and B coinsurance, the Part B deductible, excess charges and foreign travel.
Medigap’s genius is standardization: choose a letter and you know exactly what’s covered, regardless of which company sells it. Plan G is the default for most new enrollees — it covers nearly everything except the small annual Part B deductible. Plan N trims the premium with minor copays. Plan F (now closed to newcomers) covered everything. High-deductible G offers the lowest premium for healthy people willing to self-fund a deductible first.
F covers the Part B deductible; G doesn't. F is only available to pre-2020 enrollees.
Lower premiums in exchange for small copays and not covering excess charges.
Same coverage as G but you pay a high annual deductible first for a much lower premium.
Yes — a plan letter covers the same benefits at every insurer.